I’ve never been one to get my Christmas shopping done ahead of time. It just doesn’t feel like Christmas until it’s really time. I got a good chuckle when I was in a grocery line earlier this month and the cashier told me (it was DECEMBER 4!!!), “I’m going to finish my last-minute Christmas shopping tomorrow.”

What? Last minute?

Well, I guess because in the commercial world Christmas starts well before November even starts, December 4 can seem like last minute. Of course, if you wait until the TRUE last minute and hit the shopping mall, you’re probably headed for some aggravation and disappointment.

However, if you use some of my tips below, last-minute shopping can be much more pleasurable and the recipients of your gifts will probably pretty happy too.

- Food clubs. It’s the gift that keeps on giving. Many of us think of the fruit-of-the-month club or something like that but this kind of thing has caught on. You can find just about any kind of monthly club that your recipient is interested in: salsa, jellies, desserts, wines, beer and even barbeque sauce.

- Gift cards. It seems like such a small presentation, but it is quite a popular gift. Do you know how many people pack the stores the day after Christmas just to return gifted items? A gift card avoids all of that. Have the kids put together some festive wrapping or decorate and envelope for a personal touch.

- Charitable gifts. These gifts put others first and help great causes at the same time. Perfect for the person who ALREADY has everything, you can make a donation to various international charities (wildlife foundations, disaster relief, medical missions, peace keeping efforts and more) in the name of your gift recipient. They will receive a letter thanking them for their donation.

- Food gifts. Before toys and technology, people gave what they had and that was usually some sort of food item. Sweet breads in decorative loaf pans, cakes, cookies and cupcakes still make great gifts for teachers, grandparents, neighbors and friends. Give the delectable offerings time to cool sufficiently before wrapping them.

- Memberships/Subscriptions. Has one of the people on your list been meaning to join a gym? You can gift them a membership for Christmas. When money gets tight, memberships and subscriptions are usually the first to go. Renew a subscription to their favorite magazine or a service like AAA Motor Club.

- Gift baskets. Most stores have them on display at Christmas time. You can purchase one that is already made if you see one that fits your recipient’s tastes. For teachers and coworkers, baskets with mugs and coffee or hot chocolate are a safe bet. Or better yet, create your own with a basket and small items that reflect the recipient.

Overall…have fun. Dress your packages up, make your own cards. The personal touch will always go a long way.

Have you decided to cut corners anywhere you can in order to pay bills and save money? Do you need to feed your family this week with little or no money, or the ability to go grocery shopping? Don’t panic! You might just have enough on hand to get through.

Here’s how: Grab paper and pen.

Walk through your kitchen, taking inventory of everything you have in your pantry, refrigerator and freezer, organizing your list into categories, such as meats, vegetables, pasta, etc.

Sit down and think creatively. Consider what veggie and/or pasta you can team with which meat to make a meal. Broaden your normal menu; be brave enough to serve some things you maybe wouldn’t normally serve.Think outside the box and serve breakfast for dinner!

Carefully write out your meal plan for the week, and be diligent to stick to it!

Here are a few kitchen budget-savers I’ve learned:

Eggs can really stretch a dollar! Breakfast casseroles, quiches, or just plain scrambled eggs with cheese are always hits. If you’ve got a handful of hash browns or a potato you can shred up, that will stretch them too. You’d be surprised how just a few slices of bacon, or a piece or two of ham that wouldn’t be enough by themselves can work for a dish like this!

If you’ve saved small amounts of burger, sausage, chicken, pork or bacon and frozen them in baggies, you’re really doing good! Even ½ – 1 lb can be stretched in many dishes to feed a family!

Bisquick (or generic baking mix) is a lifesaver – for pancakes, biscuits, potpies, dumplings, and crusts.

If you have staples on hand such as flour, sugar and oats, you can mix up your own muffins or granola bars for breakfast, sack lunches or snacks for after school or in the car when you’re on the run (lots cheaper than stopping off for fast food!)

Use those lonely boxes of Jell-0 and pudding for desert or stretching lunch boxes. A can of fruit or a little sliced up fresh fruit can jazz up the Jell-O. If you find some Cool-Whip in your freezer, the kids will think you’ve gone all out for them!

Make a pot of soup or a potpie with the little bits of vegetables you have left in the frige or freezer.

Use that rice with some carrots, mushrooms and green pepper to make a stir-fry (almost anything goes!) If you don’t have any meat, use a couple eggs instead.

Think you can’t do anything with one small carton of yogurt? You can make smoothies using it plus a handful of frozen berries, or a banana (over-ripe works best) and a shot of juice or milk.

A can of cream of celery, mushroom, or chicken soup can stretch a little meat a long way! Use it in the crock-pot or for a casserole, serve with a vegetable and some noodles, rice or biscuits and you’ve got a delicious meal!

Think you’ve got nothing for desert? Just a few apples dipped in peanut butter, or some oranges scrubbed and quartered on a plate are great. How ’bout that lone cake mix – make it as is, or add a can of crushed pineapple and brown sugar on the bottom for a pineapple upside-down cake.

Odds and ends of bread, or the crusts you’ve saved in the freezer can now be used for French toast, homemade stuffing or croutons, or bread pudding.

Thinking to toss out the last of that potato chip or Doritos bag? Don’t! Use those crumbs on top of a casserole for added crunch and flavor!

You’ve heard the saying, “Necessity is the mother of invention”? Being desperate in the kitchen is how I’ve come up with these tips. As you stroll through your own kitchen, you too, will concoct clever ways to put delicious meals on your table without breaking the bank.

About the Author: Sandra Jensen is a dollar stretching mother of four boys. She’s learned a trick or two about feeding a hungry family on a budget. Grab her ebook, Freezing It and Loving It, today!

Here are a few tips to take the pain out family meal planning:

First, choose a quiet time once a week when you have enough time to sit down and prepare your menu for the week ahead.

Look through your cupboards, fridge and freezer and make a mental note of all the food you already have in there.

Start with the food you’ll need for dinner. Plan your next weeks dinner menu around the food you already have. So for example, if you have pasta, simply add pasta sauce and ground beef to your list.

Plan as many dinner meals as you can around what you have in your kitchen already. Once you “run out” of meals then start planning new meals from scratch.

Once you have all your dinner meals then move on to breakfast. In my house this is fairly easy as my kids like to have cereal and fruit or toast and fruit (they’re not very adventurous at breakfast time!)

Once breakfast is sorted, then move on to lunch. If you have older kids who have school lunches you don’t really have much to worry about. If you have toddlers or younger children, a lot of the times they can actually have leftovers from the night before.

Lastly, add snacks, fruit, juice, milk and all those little extras we always seem to need.

Keep your weekly food shopping at that, once a week. Plan your weekly meals and do one shopping trip. If you have to keep going back and forth to the supermarket a few times a week, you can end up spending more money.

Stick your weekly menu on your fridge so all you have to do is glance at it in the mornings and take out whatever meat needs thawing and you can also make a mental note of how much time you’ll need to prepare dinner that night.

I guarantee if you take the time to do this once a week, you’ll actually save time and definitely save money. So it pays to plan ahead and be prepared.

With a little thought and planning ahead you’ll be on your way to hassle-free meal times… now if you could only get your kids to eat all their veggies!

Kids have to eat. Three meals a day, every day. All moms know how important it is to have an arsenal of quick meals handy. You never know when you’ll have to put healthy food on the table in a hurry, or when you need ideas so dad can help.

Dunk It
Lucky for us, kids love dip. Cut some fresh cucumbers, carrots, zucchini, broccoli, celery, and bell peppers and serve them with ranch dressing. Even finicky veggie-haters will eat their veggies with dressing on them.

Saved by a Sandwich
Start with two waffles, an English muffin, bagel, croissant, or a hotdog, hoagie or hamburger bun. Simply add jam, peanut butter, fruit slices, meat, hummus, veggies, eggs, or cheese. The possibilities are endless.

Oodles of Noodles
If you’ve got noodles, you can make a meal. Add some salad dressing and some meat, garbanzo beans and veggies and you’ve got pasta salad. Or, start with noodles and add a little butter and parmesan cheese to make buttered noodles. And, there’s always the classic standby – add pasta sauce and a dollop of cottage cheese onto noodles and you just made lasagna.

Wrap it Up
If you’ve got tortillas and leftovers, you’ve got a wonderful meal. Warm up your leftovers and wrap them up in a tortilla with some cheese. Voila! Leftovers Burrito.

Spuds from Heaven
Potatoes are a meal waiting to happen. Microwave a potato, pile on cheese of any sort (cheddar, mozzarella, cottage cheese) and some meat, veggies, or even salsa or sunflower seeds, and you have a delicious dinner.

Soup Warms the Soul
Fill a pan with broth and veggies. Then, just throw in whatever you have in the house, meat or beans, leftovers, a can of diced tomatoes, noodles or rice, and spices. You just made soup in minutes.

Turn the Day Upside Down
You can have breakfast any time. Cereal, eggs & bacon, waffles, or pancakes. Breakfast is always better at night.

Next time you’re in a position to make a meal in a hurry, refer back to this list and presto – you’ll have dinner on the table in minutes.

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Visit www.freequickrecipes.com for more food ideas. And, if you’re looking to save money by making frugal meals, visit www.freequickrecipes.com/frugal-cooking.php .
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The key here is to make every meal you cook count! When you are going to prepare a family favorite, double, triple, even quadruple the recipe if it will keep in the freezer. Sounds wonderful doesn’t it? Why not give yourself a much-needed break — cook ahead today so you can relax tomorrow!

The first step in meal planning is always the most challenging. To make it less challenging I suggest that you grab the following supplies: Pen, paper, your personal recipe collection or your favorite cookbook and a comfortable chair. Start by writing down a list of your favorite meals and plan on preparing a grocery list that will coincide with your list. Now, since we are talking bulk cooking here – if you normally would serve up one pot of spaghetti – plan to serve 2 (that would mean that you will have to double the recipe – so be sure to alter your shopping list accordingly) – It will take the same amount of time to cook – just a little extra planning is needed.

Next you can use a blank calendar and simply write the meals down on the day you will serve them. I personally post my meal plan up on my refrigerator for the entire house to see. This also helps to prompt me for the next day of meals that will be served.

The most important tool in meal planning and bulk cooking is your freezer. If you have a small freezer, don’t fret; you can fit many meals in that small freezer space – it will just call for a little more creativity on your part. With the use of freezer bags, that you can stack flat and the use of some freezer proof containers you will be surprised at how many meals your freezer can hold.

Here are a few essential and widely used meal planning techniques and tips:

Multi-recipes ~ Using this strategy requires you to cook many main course meals in one day. For instance, on a Sunday morning you could prepare a roast in your Crock pot, some spaghetti on top of the stove, a baked Chicken in the oven and perhaps a nice salad. You also could quarter and boil some potatoes, cook some rice and some veggies (either fresh or canned). What you now have is 5 different meals that you can use throughout the entire week. You can eat one of the meals that very evening and you could Freeze or refrigerate the rest. This technique works very well for some people and it provides a wide variety of dishes that you can use. I personally use this technique from time to time. I usually do my multi-recipe cooking on a Sunday and it can take up to 5 hrs to complete but what you are left with is 2 weeks worth of food that you can enjoy. And notice that the meals that I use in my Multi-recipe list are easy to prepare.

One Cook Wonder ~ With this strategy you would cook one main course recipe that can be used for different meals. For Instance, let’s say you just baked a large turkey. You could slice some of the turkey off and serve the breast with gravy, dice some of the turkey and prepare a turkey gumbo and use the rest for either a soup or turkey salad. Mind you, you do not have to prepare all of those meals on one day. After the Turkey has been cooked and cooled, you can freeze and refrigerate the turkey that you cut off the carcass and prepare your other Turkey related meals at a different time.

Quick and Easy meals ~ Be sure to incorporate those quick and easy meals into your planning process. If your family loves Sloppy Joes – cook up the sloppy joe meat in bulk and freeze it – then all you need to do is defrost the meat, grab some buns and viola.

What about Hamburger Helper? Why not cook 2-3 boxes of it, separate it into 3 separate large containers and freeze them. That idea alone allows you to prepare 3 meals in just 30-minutes.

Designate a meal for a particular night ~ Every Friday night in my house is either Pizza or burger night. The idea here is to choose any night of the week and just designate a meal to go with that night. I always make sure that I have plenty of Frozen Pizza’s with a variety of toppings on hand in my freezer. The same goes for those Turkey burger patties (my family doesn’t eat much ground beef). The idea behind this process is that you now have one night’s meal already planned. You can also stock up on that meal when the products are on sale. If you see Frozen pizza’s being sold in bulk, grab them up!

Love your leftovers ~ This is one of my favorite parts of meal planning as it allows you to use your imagination. At least every other week or so be sure to go through your refrigerator and take inventory of what you have in there. When you combine 2-3 leftovers, you may find that you have a meal right there. You can use left over pasta from spaghetti to prepare a pasta salad, leftover spaghetti sauce and just a few pieces of chicken can be a wonderful dish to top with cheese and place in the oven. Again, with a little imagination – you can make your leftovers work for you!

Use the sales paper ~ everyone loves a good sale and I use the sales paper to help me in my meal planning. When I see our Family favorites on sale – instead of buying one, I will purchase 3-4 of the same items and simply come home and prepare the meals or freeze the food that I purchased. My family and I love Chicken. When I spot whole chickens on sale I’ve been known to purchase up to 5-6 at a time. Keep in mind that I have a family of 6 and in my family of six; there are 3 teenagers (and you know how much they can consume). By shopping like this, I actually save hundreds and hundreds of dollars a year in food alone!

Helpful supplies

Labels/freezer bags/Freezer-proof containers: Be sure that you have all of your freezing and refrigerating needs on hand. When storing food in freezer safe containers be sure to place a label on the container with the name of the meal and the date the meal was prepared.

Crockpot: This handy appliance is my best friend in the kitchen. When using a crockpot you literally prepare the meal, place it in the crockpot, Set it & Forget it. It is a hands free cooking experience. I cook whole chickens in my crock pot and then slice the chicken up to freeze and use for sandwiches, enchilada’s, chicken salads, chicken soup, chicken stew.. as you can see – the possibilities are endless.

As you can see, meal planning is a money, sanity and time saver – what else could a busy mom ask for?

Now, let’s get Cookin’!
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Aurelia Williams, certified Personal Life Coach and owner of Real Life Solutions and Real Life Coaching. She’s the author of Journey To Joy , an empowering and life changing eBook. You can contact Aurelia by visiting http://www.reallifesolutions.net/